1.  Learn the principles of making and following a budget.
2.  Understand the different types of credit, the advantages 
and disadvantages of each, and rights and responsibilities 
related to consumer credit.
3. Understand what is in a credit report and a credit score, 
the impacts of one's credit history and credit score, and how 
to obtain each. 
4. Learn strategies for managing credit.
5. See the advantages of starting a saving and/or investment 
plan early; learn criteria to assess retirement plan options 
available through employment.
6. Learn the basic types of health care plans; learn criteria 
to assess health care options available through employment.
7. Identify the risks associated with identity theft, ways to 
avoid, and appropriate responses when it occurs.

INTRODUCTION
The importance of controlling your finances; the importance of 
decisions related to personal finance made in the first year 
out of college

MANAGING YOUR SPENDING
How your money personality affects your spending
Assessing your values and goals
Strategies for tracking your spending
Making and sticking with a spending plan

MANAGING CREDIT
Types of credit
Advantages and disadvantages of credit
Evaluating a credit card offer
Rights and responsibilities related to credit
Managing your credit
What to do when you can't pay

CREDIT REPORTING AND CREDIT SCORING
What's in a credit report
What's in a credit score
How credit reports and credit scores are used
Obtaining your information and correcting errors

STARTING A SAVING AND/OR INVESTMENT PLAN
Time value of money -- start early!
Savings and investment choices
Employer provided options -- 401k/403b and other retirement 
plan 
options, including IRAs
Social Security
Which retirement plan is right for me?

CHOOSING A HEALTH CARE PLAN
Different types of health care plans (indemnity, PPO, HMO)
Evaluating typical employer provided health care plans -- Which 
health care plan is right for me?

IDENTITY THEFT
What it is and how it happens
How to avoid it